Let's Talk About It

I need about a half dozen quick sales, even if they are lower priced foreclosures by the end of this year or Santa may miss my Granddaugher's house and I may be riding a bicycle to show houses in January.

I'm here to work, unlike many Realtors who take some time off this time of year.

Come on, help me out. The deals are still out there, let's put something together so we can all have a Merry Christmas and/or Happy Holidays.

The Report, found online at www.IndianaIsHome.com, is the first-ever county-by-county comparison of existing singlefamily home sales in Indiana. IAR obtains the data directly from the state’s 23 largest Multiple Listing Services (MLSs) and the Broker Listing Cooperative® (BLC®) in central Indiana. October’s Report includes Clinton, Greene, Union, Rush, Fayette and Franklin Counties for the first time*, bringing the Report’s representation to 98% of the housing market statewide.

I found the perfect solution to a problem I have had.

I need a new office chair and my wife wants to loose some belly fat but not diet or work out any. Here is the perfect solution to both problems.

Here is another take on our solution.

The first time homebuyer tax credit has been extended through the end of June, 2010. It has also been expanded to include move-up buyers buying a new home.

For first time buyers, nothing has changed. If you have not owned a home in the past three years, you would qualify for a tax credit of up to $8,000.

For move-up buyers, you must have lived in a home for five of the past eight years. You would qualify for a tax credit of up to $6,500.

Income limits were also raised allowing more buyers to qualify for the credit.

In both cases, you must have an accepted contract by April 30 and close the transaction on or before June 30, 2010.

Read more about the tax credit here.

...only to the next 25 customers, buy one get two free, 60% off, zero percent interest, if you act before midnight tonight, I will double the offer...

No, I am not talking about one of my listings for sale, I am poking fun at some of these silly TV commercials hawking anything from cars to windows to carpet to vinyl siding to Veg-O-Matics. I won't name any specific companies, but I think you know some of them.

I personally feel like they are insulting my intelligence by making some of the stupid and outragious claims and sales pitches they do. I guess it gets under my skin a little more than most people since I am in the customer service industry and I must follow very rigid laws and a stringent code of ethics in all of my business dealings, especially my advertising.

I personally won't buy anything from these hawkers. I will ask others about an item or service, who did they buy from and how was their experience?

Act quickly, only 52, no, 51, well, make that only 50 left. Now it is 49...

It is a gamble now if you are a first time home buyer and want to take advantage of the tax credit.

Most mortgage lenders will be swamped with loans and can only work through them so fast. What normally would take 4 weeks or so, may now take 6 weeks or more to get closed.

If you still want to try to buy a home and close in time for the tax credit, contact me immediately and I will do all I can to help get a loan closed, but no promises.

If you are a first time homebuyer that is planning to take advantage of the tax credit, time is running very short.

You need to plan for 4 to 6 weeks to go from an accepted purchase agreement to the closing table. You must close by December 1 to be able to qualify for the credit.

Call or email me if you have questions or to get moving on finding the right home.

First time buyers, if you are not under contract by Oct. 15, chances are good you will not close your loan in time to take advantage of the tax credit. Call or email me to act quickly to find your home now.

It is taking 6 weeks to get from an accpted contract to the closing table right now. Don't count on Congress extending this credit.

Purchase any Freddie Mac home (HomeSteps) between now and October 30, close by December 31, and receive a 2 year home warranty PLUS receive up to 3.5% toward your closing costs paid by the seller.

You can search all of the available homes. Contact me when you want to see any. I will make sure the proper paperwork is completed so you don't miss out on these great offers.

This is in addition to the first time homebuyer tax credit that you may qualify for, but remember that program is set to expire December 1.

I am trying to verify this, but it appears that any Fannie Mae bank owned property is only being offered to owner/occupants for the first 15 days of the BLC (MLS) listing.

I have several investors that are paying cash for properties and it has been very difficult for a "regular" buyer to make an offer that requires financing and have their offer actually accepted.

If this is fact, I am sure Freddie will soon follow. This is great for the many buyers that require financing, but it also puts the pressure on them to find the right property and act quickly.

Now first time buyers and fence sitters, here is another initiative to get moving. First timers, your time is running short for the tax credit.